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CareCredit review in Houston, Texas: Closed my Care Credit Account for no Reason.

I have used Care Credit for over five years, have a credit limit of $500.00, I have never made a late payment, was paid off for years, then just had to use it for the dentist. Now I owe $400.00, and I got a letter saying my accunt was closed. So I will not be paying the remainder of the credit card. THEY CAN EAT ***. THEY NOT NO LONGER GET ON TIME PAYMENTS, OR THE INTEREST, NOW THEY CAN EAT THE $400.00 JUST BECAUSE THEY CLOSED MY ACCOUNT AT NO FAULT OF MINE. Debra Scherwitz Houston,Texas
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Review
#147131 Review #147131 is a subjective opinion of poster.
Product
Carecredit Credit Card

CareCredit review in Midway City, California: Acknowledge Pre-payments

Care Credit does not consider triple payments each month as pre-payment and will ding you if you miss a monthly payment...even though you may be paid up several months ahead. Example: your monthly payment may be $67.00 and you pay each month $201.00. By logical reasoning, you're three months ahead, right? Wrong! don't skip the next months payment! They're wonderful people to deal with..Credit Care is a company sponsored by GE Money. My name is Frank and it isn't raining today. Good, I'm near 100 words..ok, ok, ok. ok.
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1 comment
Anonymous
#140471

Ummm, try that with any credit card and you'll get the same thing. It is not an installment loan.

It is a min. payment not a fixed amout, ***

Review
#138318 Review #138318 is a subjective opinion of poster.

CareCredit review in Houston, Texas: Late on a payment? $800 charge.

While temporarily unemployed, I missed one payment, and could pay only a fraction of the payment the next month. The following month, I paid everything I owed form the past, plus the current amount due. I thought I was clear and good until I discovered they charged me over $800. They screwed me over for being poor, and have made me poorer. Care? What Care? I financially compensated for my mistakes within two months, and they screwed me over. I'm not a complainer or an emotional person. I take responsibility for myself. But I frankly have not stopped crying since I talked with them.
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1 comment
Anonymous
#115021

i am so sorry this happened to you. if it helps at all, these reviews have prevented me from getting involved with this company (they have been soliciting me after a credit check). thank you for the advice and warning.

Review
#137637 Review #137637 is a subjective opinion of poster.

CareCredit review in Southfield, Michigan: Services added to my statement, not mine.

I purchased medical braces with Care Credit, I received my statement which had another purchase, which I had no part of. The reference number for the purchase that does not belong to me is 8534812JXLEF31ZQG and the account number is 601980333667406. The purchase was from Capitol Anesthesiology, Austin, Texas. I never was in Texas. The code for my original purchase is 8534812K1LQ3PTOZZ, from Hanger Ocala, Ocala, Florida. Transaction date is 7/25/2008. Please remove this purchase of 1000.00 which is for code 8534812JXLEF31ZQG This mistake is one I cannot afford. Please contact me with the removal. Thank You
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Review
#131267 Review #131267 is a subjective opinion of poster.
Product
Carecredit Account
BEWARE of CARE CREDIT. Run the other way as fast as you can. I did not run because I failed to take the time to review the company and went by my Dentist's recommendation. The company cares, but only about money, THEIR money. YOU don't count. After a promise of...
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9 comments
Anonymous
#1055765

Im so sorry! Crooks...

Thank you; Thank you all! for exposing this scam.

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Review
#129698 Review #129698 is a subjective opinion of poster.

CareCredit review in Fort Worth, Texas: Horrible Place

Nasty call center represntatives. I wonder how they managed to hire such nasty ***. They kept billing me for *** late fees, despite my payemnts being larger than the min. requirement. The resps on the phone are both rude and arogant. The worst customer service ever. I totaly hated this darn company. I am going to complain them to better business buro. I do not understand how they are allowed to decieve their customers so obliviously. This company should be out of business. I googles it and encountred gazillion complaints about it. Ahh, I am so pissed after having talked to 3 nasty *** and hving gone nowhere w/ those racist Texans.
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3 comments
Anonymous
#115259

from the tone of your post, I'll bet you weren't exactly nice to anyone you talked to on the phone there.

Anonymous
#55877

Can some one send me the info on the Wilshire class action suit, I'd love to join. They are screwing over as we speak.

crayolacat01@msn.com

Anonymous
#23913

By one word horrible

wilshare is the one of the most rip of companies that ruins everybodys credit, When I'v got the wilshare as a lending company I didn't know who they are what kind of bank are they

They are just a tird party collection agencies who has no customer service what so ever no loan officer basicly nothing besides collecting money

Thais company is sucks :eek

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Review
#125299 Review #125299 is a subjective opinion of poster.
Loss
$2000
OMG! DO NOT EVER USE CARE CREDIT unless you want to be forever buried in debt caused by their EXORBANT INTEREST RATE!!! The way they market and apply finance charges should be illegal, if they aren't already! They offer you '0% for the first 12 months' but...
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45 comments
Anonymous
#867008

They are extremely rude. But having the "entire call monitored it recorded" doesn't scare me.

I'm just as rude when they get rude with me. It saved my dogs life, but I cannon stand this *** company and the way they treat paying customers.

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Review
#123271 Review #123271 is a subjective opinion of poster.
Product
Carecredit Account
I've been fighting them for over a year about "overdue payments" I took their service for a doctor bill when I knew I'd get the insurance payment within the six months that they offered a 0% interest. I agreed to it because they said it would be $45...
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23 comments
Anonymous
#411417

I'm having similar issues with care credit. I was supposed to have 24 months no interest but they only gave me 6 months.

Now they want to charge 27% interest. That's f@@in insane. I would NEVER have taken the loan if I had known that. The call center reps (from India) tell you its the doctors office, the doctors office tell me its their contract with care credit.

They are all ***. Its a joke, blame the other.

DO NOT take a care credit loan. It will come back to *** you.

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Review
#119774 Review #119774 is a subjective opinion of poster.
Product
Carecredit Account
CareCredit/GEMB - Same story as the others: "interest-free" payments for oral surgery procedure if paid in full in one year or less. I sent documented payments religiously, always with extra...just in case. Standard operating procedure - they claimed they...
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32 comments
Anonymous
#757937

Find out who started/owns that company, find out where they live, go pay them a visit during the holidays (while their families are there) do your thing.

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Review
#119311 Review #119311 is a subjective opinion of poster.

Carecredit is rude.

I used care credit for my lasik eye care. They said that my check bounced, but then i called my bank and they said that the check was never deposited. I asked for the check back from care credit so i know that they could not deposit it again, and they customer service rep was very rude and yelled at me. I asked her why she was being so rude and she said that it was my fault. Why she was being so rude. I was so angry i was shaking. I told her that i would like to speak to her superior and she laughed at me and didn't even say sorry that it had to come to that. I even thought that she had hung up on me. I want to just say they have the worst Customer service ever.
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2 comments
Nicole
#602580

**To expedite a response, please provide Reference code DM 020113_pc_aniebannie14 **

I’m sorry for your epxerience. We would like to speak with you to learn more about the service you received. Please email me at gecapitalcares@ge.com with your name and phone number. A member of our consumer advocacy team will call you to assist.

For your security, please do not include your account number in your email.

Regards,

Nicole

GE Capital

Anonymous
#602189

OK .so I called to ask what is the process of bankruptcy? Next thing I KNOW I IS THIS..ACCOUNT IN BANKRUPTCY, I COULD NOT PAY, CLOSED MY ACCOUNT REPORT AS A CHARGE OFF..

CALL CENTER WOULD NOT TALK TO ME THEY SAY CALL THE BANKRUPTCY.. SO I DID THEN THEY SAY ITS NOT WITH US, SO THERE WAS A MAN WHO FIXED THE ACNT THAT I COULD PAY EACH MONTH TOWARDS MY ACCOUNT SO THEN I MAD A PAYMENT AND CLOSE THE ACCOUNT. I WAS TOLD 'OH YOUR ACCOUNT HAS BEEN CLOSED '. WELL I TELL YOU IT WAS A HUGE PROBLEM THEY MESSED UP MY CREDIT DUE TO 1 AGENT WHO MESSED ME UP AND I AM ON CHARGE OFF AND NO ONE WILL HELP ME FROM CALL CENTER TO COLLECTION TO BANKRUPTCY.

IF YOU WANT TO BE CHEATED THEN GET THE CARD IF YOU ARE SMART DONT. MANY PEOPLE GET CARE CREDIT AND THINK ITS LIKE A CREDIT CARD HOW BAD CAN IT BE?/ WELL ITS BAD, SO PLEASE DONT DO IT APPLY FOR ANOTHER LOAN

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Review
#114855 Review #114855 is a subjective opinion of poster.
Service
Carecredit Customer Care
Loss
$2000