CareCredit appears to be a legitimate credit card company but they have some seriously unethical practices. We signed up for a small amount of credit for a dental bill $800.00 and signed up for a re-curring monthly payment plan on the same day each month.
They site says that we have made payments with 'success' for the last 7 months. When we finally got a paper statement, it turns out that after the second month, they changed the due date (without prior notice) so each consecutive month each payment was late - thus invalidating the 0% interest free for a year, plus a $40.00 a month late fee.
I defy the company to show us on their website anywhere it says that they changed the due date or that we were incurring late charges. We will be filing in small claims and I believe we will win.
Product or Service Mentioned: Carecredit Credit Card.
Monetary Loss: $160.