I had an awful experience with GE Capital's Care Credit card. When you agree to the card terms and conditions, you also agree to "insurance" that goes with the card.
I had a 12-month no interest benefit however I discovered at the end of my 12-month period I had been charged monthly fees for the insurance. And to make matters worse I was being charged INTEREST on the Insurance!!!
So while I thought I wouldn't be penalized if I paid my balance in 12 months, I ended up having an additional $600 in charges on my card that were insurance and interest charges. I wouldn't recommend without copious amounts of research and questions.
Product or Service Mentioned: Carecredit Credit Card.
Monetary Loss: $600.