I used them in the past and paid off the card and was never late. So naturally, I used them again.
Apparently there was an expiration date on my 0% interest rate (which I should have been aware of but never dealt with an expiration date the first go around so didn't think there was one this time). So now my previous balance of $2770 has ballooned to $4722 due to the 26.99% interest rate they charged! Are you freakin' kidding me?!
I probably wouldn't be as pissed if the interest rate was something more in line with what banks charge as opposed to what a loan shark may charge.
Product or Service Mentioned: Carecredit Credit Card.