Tampa, Florida
3.6K views 40 comments
Not resolved

Applied for credit for dental repairs; got "12 months same as cash" option, and have made every monthly payment of at least $150/mo. for over 7 months; suddenly, they tacked on $125.47 interest on "promotional expiration date-EXPIRED" and when I called them, they told me to "sue us" and we'll garnish your bank account." So I sued them in Small Claims Court here in Florida; I'll let you know the outcome. I hope anyone reading this will not do business with this company, as they will be well advised to avoid any contact at all.

Review about: Revolving Line Of Credit.

Review #287877 is a subjective opinion of a user.

Reason of Review / Monetary Loss Not specified / Not specified
Preferred solution Not specified

Had an Experience with Carecredit?

Write a review


Comment as anonymous or
Terms of Service
Post Comment

I recently obtained my annual credit report, found that someone opened a joint account on 07 01 2013.Never paid a red cent, now they say I owe them!

What, why did they open a fraud I lent account.


to Anonymous Middletown, Ohio, United States #1323145

This same thing happened to me.

Nashville, Tennessee, United States #935415

So what was the outcome? Where did you file to reach the register agent in Florida? Do you have a valid address or a PO box address?

Kendall, Florida, United States #792903

I'm going to sue my dentist and care credit.I didn't apply for the card, apparently my dentist took that upon himself.

I have dental coverage, and they (unbeknownst to me) decided to sign me up for care credit, $3000. I didn't know until I got a credit update the day after my cleaning. Apparently, the company pays the dentist. I didn't even have any work done.

I am livid and I'm taking it all the way.

This is a sad scam of a practice.These people are ridiculous.

Los Angeles, California, United States #786849

I too got a letter for an account I never applied for at my address in my EX-Husbands name. This must be a scam…the correct address for GE Capital Retail Bank is NOT P.O. Box 965033 if you go to their site it is different.


Update on last comment: they settled with me and refunded the $125.47, plus filing fee of $75. What a bunch of cowards and incompetent attorneys they have working for them.

Rosemead, California, United States #777648

I received a letter from GE Capital Retail Bank PO Box 965033 Orlando FL 32896-5033, saying my application of a GECRB card account is not approved.I've never applied this thing and I read all about your comments mentioning they are a fraud.

What should I do about it?Since I don't have account in there, would it be fine if I just leave it?


I want to sue them as well... to what address do I send the court summons?

Cape Coral, Florida, United States #756289

I am currently having the exact same problem as mentioned above.

The Bobster77

After filing suit, they settled with me by refunding $175.00, plus the $50 filing fee. :grin

You May Also Like

Carecredit - Locked out of GE Captial's [Care Credit] website! Carecredit "Tried to update my account info [specifically my email address] on CareCredit.com/cardholder. Had my username but not my password. Clicked "forgot password" - received message: "check your email for a..." Read more AskOption - Ask Option Binary Option Broker AskOption "“Ask Option Binary Option Broker at askoption.com will not let me withdraw my own money. Here is my current balance as of 01/16/17 Total pending withdrawals amount: $11,727.00 Amount available..." Read more What to do if Direct Express refuses to help you... The next step Direct Express "I am writing a review for Direct Express prepaid debit for Government Benefits. I had read hundreds of dissatisfied consumers. I had unauthorized activity on my card, my claim was..." Read more CareCredit has misleading late payments even within the interest default window Carecredit "CareCredit has a current balance of $1021 I borrowed $759 total I made a payment of $140 Balance should be $619 The customer service representatives will not work with consumers...." Read more American Leak Detection - Shoddy Workmanship American Leak Detection "We had the main water line from the curb to the house replaced by American Leak Detection in 2015. We are in Wake Forest, NC. Two years later, we woke..." Read more 2 boxes of original flavor honey maid graham cracker all crushed up!!! Honey Maid "I bought a box of honey maid graham crackers on 6/9/17 as a COOKIE snack for my kids..which were more of crushed graham crackers...which was Very Very messy!!! They love..." Read more East Coast Concrete - Beware! East Coast Concrete "Beware! A company that you will soon see in the news for all the consumer complaints. Owner Josh is very personable and will tell you everything you want to hear...." Read more Planters - Failed Package Planters "I am a packaging engineer and purchased the " Nut & Chocolate Trail mix" in Kansas City airport. I passed by a different product because I wanted a zipper bag..." Read more