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This company cheats people out of their money, they have some conditions in fine print that could get you into a lot of extra debt if the consumer is not absolutely careful. Late payments are definitely a no no.

If you submit a late payment even by a day, they have punitive charges and can decide to cancel their no interest credit agreement with you without notice and charge even more fees at that point; from personal experience, late payments are acceptable to them as long as they can get more money from you in form of fees but as son as you decide to have a direct debit agreement with them, they suddenly drop their no interest agreement with you. It is a deceitful company and any wise consumer and dentists should think twice before accepting their credit or promoting it respectively.

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