June 2009 I opened a care credit acct at my eye dr's office. They recommended it to pay the difference that my insurance didn't cover for eye prodedure.
I paid the balance off within 30 days so there was no interest. July 2012 I receive a letter that my account is being closed due to inactivity. I called them to say I was concerned that this would affect my credit score unfavorably and I did not have any medical procedures planned to use the card.
They didn't care. My credit score is not bad but I caution anyone to get this card because if you don't plan on having medical procedures on a regular basis, it could hurt your credit score.
Product or Service Mentioned: Carecredit Credit Card.