It seems suspicious that a card issued for emergency health care would have a "NO grace period" policy for a late payment and then charge extremely high late fees and "possibly" raise your interest rate on the remaining balance. This practice looks like a corporate giant preying on those in emergency health care situations.
What would it harm them to have a standard grace period when it's certain their clients are in difficult times, hence, applying for emergency health credit?
The card itself says, "Healthcare on your terms". MY terms would be to offer the basic consideration of a standard grace period.
Product or Service Mentioned: Carecredit Credit Card.