I applied for this card about 5 years ago or so...I had to use it for emergency dental work,,,I charged 4,000 and agreed to 165 per month,,,I went to pay this off and was told I had interest on the 4,000 as a promotional after 18 months but I never signed up for a promotional item....they said it was a problem with my dentist and there was nothing I could do. I reported them to the BBB and the Maryland Consumer Attorney Generals office for FRAUD on this promo item I never agreed to.
When my card was charged at the dentist I signed the receipt and received my first bill stating 165 due and received that every month until I decided to pay it off then they said I had to pay 2 years interest due on promo items. Told them to shove up their butt,,,the rep was extremelly rude and told me to shove it up mine and hung up.
Needless to say, I wont the BBB and received a favorable response from the Attorney General's office. I have since cancelled Care Credit and when my dentist or my vet ask me to apply I tell them like the rep at carecredit told me,,, shove it!
Monetary Loss: $4000.