I was at the dentist and I needed a lot of work done. I didn’t have the means to pay such a large bill so they helped me apply for Creditcare while I was in the chair.
My wife and I make good money and pay our bills on time but Creditcare was a different company. I fell behind and once you do your done! They charge 2x the average card companies do(I looked it up) and service charge you on top of it. They would not work with me so we settled on a lesser amount that I owed.
I’m now paying higher interest rates for my home and auto loans. Creditcare is the only bad mark on my credit and I’m still paying for using them.