This company just takes advantage of consumers. Seems to offer good deal when you need dental or medical saying you don't have to pay interest if paid off in 6 months, and tries to come across so friendly, but it is ready to stick you with high interest and high fees if you are late for any reason.

Better off to use your regular charge card and stay away from this one!

We paid a large first payment, received NO reminders via email (went paperless) and then were charged a high late fee since the second payment wasn't made on time.

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