I have already tried writing Care Credit for a refund of interest payments incurred after the one year promotional period. I was under the impression that I would begin getting charged interest on any amount outstanding after this period, but instead they tacked on interest of the full amount I owed so that after paying over $1200, I now owed more than what I originally did before my very first payment.
I pay $120 a month, and each month I owe more than the month before. I received an email referring me to their financial guidelines, and rejected my request that my account be credited for what I paid the first year minus interest, and that my interest payments be compounded after that first year as well.
Product or Service Mentioned: Carecredit Account.
Monetary Loss: $1200.