CareCredit - The customer service reps would not add my payments to pay off promotions , I constantly called and complained.
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Then was taken to court after the continued to add interest and although i disputed they won it court . They made threats to take my home and garnish my husbands wages if i didn't accept the debt amount, even though i told them our daughter was killed in a car wreck end of September and was served with court papers in December.
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Terribly sorry to hear about you're loss of you're daughter. That's so sad.
Since you're card is probably unsecured, how does Synchrony plan on going after you're house or husband's wages? Hopefully, you can consult with an attorney, and get this resolved.
Souns like Synchrony is unwilling to work out a fair solution. Big surprise.