I had LASIK surgery about 34 mos ago. I was told that i could finance thru Care Credit for 36 mos and pay no interest.
After the surgery I went online at GE money and set up auto payments to pay off my 3000 within 36 mos. I received a notice yesterday to log onto my account and update information. I was shocked to find that I still owe 2200. When I called care credit they told me that my financing was only for 24 mos and when the balance wasn't paid in full, I had to pay accrued interest from the date of financing at the usarious rate of 22% .
This is insane. I dont know how I was told 36 mos but somehow aplied for 24mos, but had I been notified that my loan was coming due at 24 mos., I certainly would have paid it off then. A year ago, I would have only owed 1000.
Now, after paying 3000 in payments to Care Credit, I still owe 2200. I am definately pissed and do not know what recourse I have.
Product or Service Mentioned: Carecredit Account.
Monetary Loss: $2200.