If you are one that can pay off your card before the promotional period has ended or, if you are never never late on your payments this is a good card for you. Late fees are $38.00.
Also, if you do not pay your balance in full within the promotional period be prepared to pay the deferred interest rate calculating every month then added in one lump sum for you to pay. For example: If your interest rate is 29.99% and you charged $1,200, and the 1 year promotional period has ended. You basically accrued 29.99% of the balance $1,200 x 12 (months). That comes out to around $430.00 at the end of the promotion.
$430.00 in interest! :(
Product or Service Mentioned: Carecredit Credit Card.
Reason of review: Pricing issue.